Payment solutions that increase sales
Unlock your customer's purchasing power. Let them choose when and how to pay while you get paid upfront.
Partnered with the world’s top brands
Make our 85m shoppers your customers
Step into a new age of shopping with Klarna's flexible payment solutions—trusted by shoppers worldwide. Turn our fans into your customers with Klarna's seamless shopping experience and smart way to pay now, later or over time.
We help businesses grow
Klarna is the go-to checkout choice for our partners, loved by millions of shoppers every month—both online and in-store.
40%
increase in average order value
20%
increase in conversion
46%
higher purchase frequency than average shoppers
Payment options for every purchase
Why limit your customers to one choice? Meet their needs and boost your business by offering the option to pay now, later, or over time—proven to increase both online and in-store conversions.
Pay in 3 or 4
Give shoppers the freedom to spread the cost over 3 or 4 payments, interest-free. You get paid upfront, and customers get a flexible plan.
Pay in 30 days
Let customers shop what they want today with an extra 30 days to settle the payment, while you get paid right away.
Pay in full
Shoppers can pay upfront and by card. Enjoy buyer and seller protection no matter the spend amount. Let us take the risk, so you don't have to.
Financing
Empower customers with flexible 6 to 36 month payment plans, with or without interest. Select the option that best suits your business needs.
Effortless integration with Klarna—directly or via our partners
Klarna is available on all major e-commerce and payment platforms. Add the power of the pink Klarna badge to your checkout with a quick and easy integration. Need a custom solution? We can do that for you too.
No risk, just rewards
Turn one-off shoppers into loyal, high-intent customers, all while knowing you're backed by the latest, most reliable technology for a smooth experience with Klarna.
Attract new customers
Klarna refers millions of shoppers to our retailer partners, lowering acquisition costs and enhancing lifetime value.
Get paid upfront
You always get paid upfront and in full with any Klarna payment option.
Seller protection
We assume credit and fraud risk, so you can focus on running a successful business.
Problem? No problem!
We're here to support you and your customers if anything unexpected happens.
Global enterprise solutions
Benefit from adaptable products that fit local preferences and legislation.
Automatic updates
You’ll always have the latest and greatest version of all Klarna products.
Drive awareness and conversions
Experience the Klarna difference: our intuitive, cutting-edge platform builds customer loyalty and boosts business across all sectors. Trust Klarna to fuel your growth with payment options for every shopper.
On-site messaging
Turn visitors into customers with on-site messaging. Klarna can be displayed at key points in the shopper journey—automatically and free of charge.
Express checkout
Make shopping frictionless with our one-click sign-up and pre-filled checkout experience. Remove lengthy sign-up forms and passwords to speed up checkout and boost conversion.
Sign in with Klarna
Drive registrations with easy sign-in processes. This saves your customers time and provides them with a faster, hassle-free shopping experience.
Boost your business. Get started today.
Tap into the Klarna network and grow your business by offering flexible, fair payment options.