KlarnaCustomer ServiceProducts & servicesProducts & servicesProducts & servicesHow to use Klarna | One-time card | Payment optionsHow to use KlarnaWho can use Klarna?Where can I use Klarna?Does Klarna charge an annual fee?Does Klarna perform a credit check on me and will it affect my credit score?How much am I eligible to spend?How can I avoid late fees?Can I pay in-store using Klarna?How can I make a formal complaint to Klarna?One-time cardWhat is a One-time card and how does it work?What if I never use the One-time card and want to cancel it?What happens if my purchase is for a different amount than the One-time card?Why was the One-time card purchase declined?Payment optionsWhat are 4 interest-free instalments from Klarna?