KlarnaCustomer ServiceProducts & servicesHow to use KlarnaHow to use KlarnaHow to use KlarnaWho can use Klarna? | Where can I use Klarna? | Does Klarna charge an annual fee? | Does Klarna perform a credit check on me and will it affect my credit score? | How much am I eligible to spend? | How can I avoid late fees? | Can I pay in-store using Klarna? | How can I make a formal complaint to Klarna?Who can use Klarna?Where can I use Klarna?Does Klarna charge an annual fee?Does Klarna perform a credit check on me and will it affect my credit score?How much am I eligible to spend?How can I avoid late fees?Can I pay in-store using Klarna?How can I make a formal complaint to Klarna?