A payment experience that shoppers love.
With Klarna, shoppers get the financial freedom to spit their purchases into 4 smaller payments.
shoppers use Klarna globally.
retailers partner with Klarna worldwide.
The world's biggest brands use Klarna's Pay in 4 to drive sales.
How it works.
Klarna is more than just a modern payment method. We enhance the complete shopping journey and allow shoppers to pay in 4. From pre-purchase inspiration to post-purchase management, shopping with Klarna is always smoooth.
The best way to pay
Our services are built to create a smoooth (yes, with 3 o's) shopping experience from beginning to end. We increase shopper control, freedom, and loyalty.
Easy purchase management
Today, over 85 million shoppers have bought with Klarna and our app brings users together. This gives shoppers a clear overview of their purchases and allows for easy post-purchase order management.
Promotional messaging
Shoppers learn of their flexible payment options as soon as they enter a retailer site. Different payment options are displayed based on the basket size of the order.
With you wherever
We follow global enterprises anywhere across the world, making sure the payment solution is locally adapted and delights shoppers as much as the products do.
We help businesses grow.
23%
increase in average order value when paying with 4 payments.
45%
higher purchase frequency from Klarna shoppers.
44%
of users would abandon their purchase if 4 payments weren't available.
Effortless integration.
Getting up and running with Klarna is easy. We can quickly integrate with your existing technology platforms and payment partners. Need a custom solution? We can do that, too.
Meet your dedicated team.
Our largest retail partners get a dedicated team to take you from launch to optimization and beyond. The team consists of marketing, analytics, and technology experts that will give you hands-on support with development, integration, marketing, and more as you scale your business.