Elevate your shopping experience
Get more flexibility to shop the things you love—and split your payments into 4 smaller installments with Klarna.
Get the free Klarna app on your phone:
Klarna is the smooothest way to get what you want today and pay for it over time. Split your purchase into 4 payments, and avoid fees when you pay on time.
How does Klarna work?
We partner with top retailers all over the world to make it easy to split your purchase into manageable payments. The first payment is made at the checkout and the remaining payments are collected every 2 weeks.
At the checkout
Select the option to pay with Klarna and enter your payment information. There are no fees when payments are made on time. A higher initial payment may be required for some purchases.
When the order is shipped
Once your order is confirmed and on it’s way, we’ll charge the first installment. Once the payment has been processed you will receive a notification.
Every two weeks
We will automatically charge your card every two weeks for the remaining three payments. We'll send you an alert ahead of time.
Why Klarna?
Total freedom to buy online
Buy now, pay later is an alternative to credit and gives you the flexibility to shop without breaking the bank. Split your purchase amount into 4 smaller payments, and forget the fees when you pay on time.
Smooother than the rest
We require only basic information at the checkout, so you can complete your purchase with full transparency. It’s the simplest one-time sign-up process you’ve ever used.
All in the Klarna app
Get a full overview of your orders and payments online or in our app. Payments are automatically collected every two weeks so you don’t have to lift a finger.
Meet the perfect payment combo: Klarna on Apple Pay
Klarna is now available on Apple Pay. Choose Apple Pay at checkout when you shop online or in app then select Klarna to enjoy a flexible way to pay. Available on iOS 18 and iPadOS 18 or later.
See Canadian payment terms at klarna.com/ca/paylaterin4. A higher initial payment may be required for some consumers.