Pay yourway withKlarna
Shop securely and choose to pay in 4 interest-free payments¹, in full, or over time.²
4.8/5 in the App Store
Use Klarna anywhere you shop
At checkout
Find the pink Klarna badge at your favorite brands when you shop online.
In the Klarna app
Stay on top of your spending, find great deals and shop at your favorite stores.
Get the app
Why use Klarna
Enjoy secure shopping, lightning-fast checkout, and flexible payment options that suit your budget.
Flexible payments
Pay over time with Klarna's flexible payment options, giving you more control over your budget.
No fees if you pay on time
Shop with confidence knowing there are no surprise fees or charges when you use Klarna.
Smooth checkout
Enjoy a quick, seamless checkout process that makes shopping faster and easier.
Security and buyer protection
Shop safely with Klarna’s robust security features and buyer protection, ensuring peace of mind with every transaction.⁴
Your loyalty cards, all in one place
Add your loyalty cards to the Klarna app to never miss a point from your favourite stores.
Shoppers love Klarna
93+ million people love to shop and pay with Klarna anywhere—rated 4+ on Trustpilot.
“Klarna is my favorite go to pay in installments app. They have a variety of stores that we all love shopping on. As well as paying in store is super easy. They never disappoint, Klarna is my 1st recommendation.“
KadijahLove
“Klarna is a awesome app. Very convenient and easy to use. Their payment plans are excellent and help make the purchases you want without the pressure of paying in full or added interest.“
Katy
“I am very much pleased with Klarna. I've used it to make a couple purchases and the process was easy both times. The app is easy to navigate and make payments. I will definitely use Klarna again in the near future.”
JS
“I find Klarna is excellent. I am able to make payments over time that suits my current budget. If there has been any problem, for example a return or refund required, Klarna have sorted this efficiently. Easy to manage on my phone with the app. Delighted with the service.”
Penelope
"Love klarna and use it always when shopping online. Safe and easy to use and no problems if something needs returning or refunding. Been using since 2020 and I have never had any problems. Excellent."
Leandra
Customer reviews reflect their personal experience and opinion.
Security comes as a standard
Strict data protection
Pay it safe knowing that your money and data are secure from fraud.
Learn more
¹ APR 0%. No conditions apply. Term: 2 months. For more information, see klarna.com/ca/paylaterin4. A higher initial payment may be required for some consumers.
² APR ranges from 7.99%-29.99% based on term length, province, creditworthiness, and subject to credit approval, resulting in, for example, 6 equal monthly payments of $170.57 at 7.99% APR to $181.54 at 29.99% APR per $1000 borrowed. Minimum purchase required. A down payment may be required. Estimation of monthly payment excludes potential tax and shipping costs. Actual terms may vary depending on province, see sample terms here for Quebec and here for the rest of Canada.
³ Paying over time on Apple Pay: Loans not offered by Apple. Subject to eligibility requirements and approval. Not available in all markets, and may not be available for all types of purchases, such as subscriptions and recurring transactions. Available with Apple Pay online and in app, on iPhone and iPad. Not available in-store. Software requirements apply. Additional terms may apply. For more eligibility and feature details, see https://support.apple.com/120477.
⁴ Exclusions apply. Learn more.