Pay in 4
Split any purchase into 4 smaller payments. There are no fees when you pay on time.
Get the free Klarna app on your phone:
How Pay in 4 works
Choose Pay in 4 whenever you check out. Or get the Klarna app to split any online purchase into 4 smaller payments—with no fees when you pay on time.
Shop from the app
Pay in 4 at any store. Get exclusive deals. Earn rewards.
Check out
Choose Pay in 4 smaller payments. A higher initial payment may be required for some purchases
Pay every 2 weeks
We’ll keep you on track with reminders in the app.
Get financial breathing room
Pay in 4 and take charge of your budget. There are no fees when you pay on time.
Get the free Klarna app on your phone:
When you pay in 4, we split your purchase into 4 smaller payments. We collect the first payment when your order ships. The remaining 3 payments are collected every 2 weeks. Spread the cost over 6 weeks, without fees when payments are made on time.
We’ll email you if your payment is unsuccessful. We’ll also try one more time to collect it. If we can’t collect it the second time, then it will be added to your next payment.