A smarter way to shop and pay
Join our global community of 85 million active users and over 550,000 retailers. Enjoy secure shopping, lightning-fast checkout, and pay the flexible way—in full today, in 4 interest-free payments, or over time.*
*APR 0%. No conditions apply. Term: 2 months. For more information, see klarna.com/ca/paylaterin4. A higher initial payment may be required for some consumers.
Shop smart, pay your way
Pick how you pay
Choose a flexible payment option that works with your budget and spending habits.
Shop securely
Get extra peace of mind with Klarna's buyer protection, and pause payments when reporting problems or returns.*
Checkout with confidence
Pay with Klarna and breeze through checkout when you shop your favorite brands or stores.
*Exclusions apply. Learn more at https://www.klarna.com/ca/buyer-protection-policy/
How does Klarna work?
Find what you love and pay your way. With Klarna, you’re in control of how you want to pay every time you shop.
Choose Klarna at checkout
Click on the pink badge and pay with Klarna at your favourite stores.
Choose your payment option
You can Pay in full today, Pay in 4 interest-free payments, or Pay over time.*
Manage everything in one place
Make any remaining payments in the app. We’ll keep you on track with reminders and updates.
*APR 0%. No conditions apply. Term: 2 months. For more information, see klarna.com/ca/paylaterin4. A higher initial payment may be required for some consumers.
Ways to pay with Klarna
Find great deals in the app, shop what you love, and choose a flexible payment option that works for you.
Pay in full
Pay for what you love right away. This option allows you to pay upfront in full through fast, secure checkout.
Pay in 4 interest-free payments
Shop and buy now, pay later and split the cost into 4 interest-free payments, paid automatically every 2 weeks.*
Pay over time
Need more time to pay? Simply spread the cost over smaller monthly payments.
*APR 0%. No conditions apply. Term: 2 months. For more information, see klarna.com/ca/paylaterin4. A higher initial payment may be required for some consumers.
Get started in seconds
Sign up now to enjoy all the ways to use Klarna: shop through our app, the browser extension, or in-store with the single-use virtual card.
Shop you favourite brands
Discover where you can shop flexibly and securely with Klarna.
Klarna App
All in one app
Shop what you love, manage your payments, and track your orders—all in the Klarna app.
Your shopping, but better
It's now easier than ever to save on the stuff you love—let Klarna help you find a great deal.
Make smarter choices
Find out about our conscious shopping tools, and get tips on extending the life of your favorite items.
Meet your shopping companion
Add the Klarna extension to your browser to shop and pay with Klarna everywhere. We'll apply the best coupons at checkout.
Do it all in one app
Shop what you love, manage your payments, and track your orders—all in the Klarna app.
Shoppers love Klarna
Join 85+ million people who love to shop and pay with Klarna—rated great 4.2 out of 5 on Trustpilot, with over 300,000 reviews. Here's what they have to say.
Love it!!
"The application itself is very easy to navigate and access. I love how literally any retail company is in this app. Whenever I have inquiries I message the chat support and someone helps me out asap!! I use this app religiously."
- Diana
I am very much pleased with Klarna
"I am very much pleased with Klarna. I’ve used it to make a couple purchases and the process was easy both times. The app is easy to navigate and make payments. I will definitely use Klarna again in the near future."
- JS
Excellent Experience
"Excellent experience and it’s allowed me to pay with zero interest rate. Really help me to organise my budget."
- Ismail