There is no predefined spending limit when using Klarna. Instead, a new automated approval decision about how much you can spend with us is made each time you pay with Klarna. Eligibility is based on factors such as your payment history with Klarna, outstanding balance, the total amount in your shopping cart, and our ability to identify you.

A good payment history, always paying on time, and making payments towards your outstanding purchases can increase your spending limit over time. You can try to place a purchase that is above your spending limit and if possible the amount will be approved instantly. Our Customer Service can’t accept requests for spending limit increases.