Pay yourway withKlarna
Shop securely and choose to pay in 3 interest-free payments, or in full.¹
4.8/5 in the App Store
Use Klarna anywhere you shop
In the Klarna app
Stay on top of your spending, shop anywhere with Klarna and earn cashback.²
Get the appWhy use Klarna
Enjoy secure shopping, lightning-fast checkout, and flexible payment options that suit your budget.
Flexible payments
Pay over time with Klarna's flexible payment options, giving you more control over your budget.
No fees if you pay on time
Shop with confidence knowing there are no surprise fees or charges when you use Klarna.
Smooth checkout
Enjoy a quick, seamless checkout process that makes shopping faster and easier.
Security and buyer protection
Shop safely with Klarna’s robust security features and buyer protection, ensuring peace of mind with every transaction.³
Cashback & deals
Unlock cashback rewards and exclusive offers, making every purchase even more rewarding.
Smart finances
Earn interest, manage payments flexibly, and keep your savings secure with Klarna balance, Flex account, and Fixed term savings account.⁴
Shoppers love Klarna
93+ million people love to shop and pay with Klarna anywhere—rated 4+ on Trustpilot.
“I absolutely love the freedom and simplicity of this app, so easy to keep track of every transaction and it makes you feel safe and protected. Brilliant app and I would recommend Klarna time and time again.”
Martin
“Love the app so easy to use, can track orders, view payments due and change details for payments. Easy to apply and fast response.”
Ann
“I find Klarna is excellent. I am able to make payments over time that suits my current budget. If there has been any problem, for example a return or refund required, Klarna have sorted this efficiently. Easy to manage on my phone with the app. Delighted with the service.”
Penelope
“I am very much pleased with Klarna. I've used it to make a couple purchases and the process was easy both times. The app is easy to navigate and make payments. I will definitely use Klarna again in the near future.”
JS
“Klarna is a awesome app. Very convenient and easy to use. Their payment plans are excellent and help make the purchases you want without the pressure of paying in full or added interest.“
Katy
Customer reviews reflect their personal experience and opinion.
Pay with Klarna at your favourite brands
Find a great deal and spread the cost on over 1 million products
¹ Please shop responsibly. 18+ ROI residents only. Credit subject to status. APR 0%. Missed payments may incur a fee and affect your ability to use Klarna in the future. T&Cs apply.
² Earn cashback on Klarna App purchases. Klarna balance account required to receive cashback. Cashback issuance depends on store approval and may be affected by cookie settings, combining offers, product exclusions, or other factors beyond our control. Limitations, terms and conditions apply.
³ Exclusions apply. Learn more.
⁴ The account is covered by the Swedish deposit guarantee scheme in accordance with a decision by the Swedish National Debt Office. The maximum compensation to each customer is SEK 1,050,000 (about EUR 100,000*) and the National Debt Office will make the compensation available for payment within 7 business days of the date the right to compensation commenced. Read more here. *The amount of compensation payable will be determined by the prevailing exchange rate at the time that the payment is made. By way of example, the amount of compensation that would be paid today equates to approximately 100000€ but this figure may fluctuate over time.