Why do I need two-factor authentication (2FA) enabled?

With Klarna safety comes first! Security is essential for us, so two-factor authentication (2FA) serves as an additional step of protection in case your password or account have been compromised for any reason.

You´ll need to use your smartphone each time you log in. As long as you have two-factor authentication (2FA) enabled, you would need to provide your password and a one-time-use six digit code from your authenticator app each time you log into your account. Also, remember that in order to change your bank details the two-factor authentication (2FA) needs to be turned on.