Earn up to 10% cashback
Get cashback at hundreds of stores in the app. Not points, just money that you can put towards your next purchase.¹
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Shopping just got smarter
Earn no matter how you choose to pay, whether it's in full or in 3 instalments.
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Hundreds of brands offer cashback
Save even more when you shop at the following brands.
How to earn cashback with Klarna
Sign up for a Klarna balance account
Once you set up a free Klarna balance account in the app, you are ready to start earning.²
Shop at hundreds of stores offering cashback
Browse and shop brands offering cashback, exclusively in the app. Cashback earned will be deposited into your balance account.
Choose how to use your balance
Do what you want with your balance, pay or cash out.
Use your balance to pay at any store
Cashback earned will be deposited directly into your balance account. You can use it just like money when you pay with your balance for a future purchase in the app.
Frequently asked questions
Questions on how to use Cashback? Find your answers below. For any further help or trouble-shooting, please contact customer support.
Cashback is a Klarna benefit that allows you to earn a percentage of your purchase amount back into your Klarna balance account. It’s a great way to save money while you shop, as you earn rewards just by making purchases.
All consumers eligible for the Klarna balance can receive cashback. Please note that while you can start earning cashback before activating your Klarna balance, your Klarna balance needs to be active in order to receive your earned cashback.
Cashback is paid as money into your Klarna balance, so you can use your balance to pay for future purchases, or withdraw to a connected bank account held in your name. You can earn cashback by making eligible purchases within the Klarna app from stores that offer cashback.
Yes, you can earn cashback regardless of the payment method you use, including non-Klarna payment methods.
Cashback can be earned regardless of whether or not you’re splitting your payment.
The time frame varies by merchant, but it generally takes between 35 to 95 days for merchants to confirm whether or not an order earned cashback and for it to be paid into your Klarna balance.
There is no cashback earning limit.
Earned cashback will be automatically paid into your Klarna balance. If you have not activated your Klarna balance by the time your cashback is confirmed, you will have 180 days to do so. After 180 days, if you have still not activated your Klarna balance, your cashback will expire.
Yes, you can shop Klarna deals when paying with Klarna and earn cashback simultaneously, enjoying both savings and cashback benefits.
Yes, you can. Cashback operates independently from existing loyalty programs. Adding your regular loyalty card at checkout allows you to earn both regular loyalty points and Klarna cashback.
Ready to earn cashback?
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¹ Earn cashback on Klarna App purchases. Klarna balance account required to receive cashback. Cashback issuance depends on store approval and may be affected by cookie settings, combining offers, product exclusions, or other factors beyond our control. Limitations, terms and conditions apply.
² The account is covered by the Swedish deposit guarantee scheme in accordance with a decision by the Swedish National Debt Office. The maximum compensation to each customer is SEK 1,050,000 (about EUR 100,000*) and the National Debt Office will make the compensation available for payment within 7 business days of the date the right to compensation commenced. Read more here. *The amount of compensation payable will be determined by the prevailing exchange rate at the time that the payment is made. By way of example, the amount of compensation that would be paid today equates to approximately 100000€ but this figure may fluctuate over time.