Cashback
Earn cashback at top stores
Earn cashback at top stores through the Klarna app. Compare prices across your favorite brands, shop securely with buyer protection, and choose a flexible payment option that suits you.
Earn up to 10% cashback
Shop in the Klarna app and earn up to 10% cashback. No confusing points system—just real cash added to your Klarna balance, ready for your next purchase at any store.
How it works
Find something to love in the app, and make a purchase with Klarna to earn cashback.
Explore hundreds of brands
Browse a wide selection of brands offering cashback, exclusively in the Klarna app.
Grow your Klarna balance
Build up your cashback, and have it deposited into your free Klarna balance.
Spend your cashback anywhere
Use your Klarna balance how you like, and pay with it at any store.
Use your balance like cash
Start earning cashback right away with the Klarna app. Simply activate your free Klarna balance account, and cashback will be deposited directly into it. Once credited, it's just like cash. You can use it however you like—whether you're saving for a gift, or cutting costs on everyday purchases.
Frequently asked questions
Questions on how to use cashback and how to get going? Find your answers below. For any further help or trouble-shooting, please contact customer support.
All consumers eligible for the Klarna balance can receive cashback. Please note that while you can start earning cashback before activating your Klarna balance, your Klarna balance needs to be active in order to receive your earned cashback.
Yes, cashback is paid as real cash into your Klarna balance.
You can earn cashback by making eligible purchases within the Klarna app from stores that offer cashback.
Yes, you can earn cashback regardless of the payment method you use, including non-Klarna payment methods.
Cashback can be earned regardless of whether or not you’re splitting your payment.
The time frame varies by merchant, but it generally takes between 30 to 90 days for merchants to confirm whether or not an order earned cashback and for it to be paid into your Klarna balance.
No, there is no cashback earning limit.
Earned cashback will be automatically paid into your Klarna balance. If you have not activated your Klarna balance by the time your cashback is confirmed, you will have 180 days to do so. After 180 days, if you have still not activated your Klarna balance, your cashback will expire.
Yes, you can shop Klarna deals when paying with Klarna and earn cashback simultaneously, enjoying both savings and cashback benefits.
Yes, you can. Cashback operates independently from existing loyalty programs. Adding your regular loyalty card at checkout allows you to earn both regular loyalty points and Klarna cashback.