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Does Klarna perform a credit check?

Does Klarna perform a credit check?

Klarna evaluates your ability to pay by assessing available data to ensure responsible lending.
Good to know: If you make late payments or fail to pay, this could have a negative impact on your creditworthiness and prevent you from using our payment methods.
Read our privacy policy for further details.
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Copyright © 2005-2026 Klarna Bank AB (publ). Klarna Bank AB (publ), trading as Klarna, is authorised by the Swedish Financial Supervisory Authority in Sweden and is regulated by the Central Bank of Ireland for consumer protection rules. Please shop responsibly, 18+, ROI residents only, T&Cs apply. Credit subject to status.