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You can find your Klarna balance right in the app. To sign up, we'll ask you to verify your identity—it's quick, and you can add money soon after.

Klarna Bank AB (publ), trading as Klarna, is authorised/licensed or registered by the Swedish Financial Supervisory Authority (Finansinspektionen) in Sweden and is regulated by the Central Bank of Ireland for conduct of business rules.

Please find our business terms here:

Yes, you can sign up for free to Klarna balance.

Yes, you can use your Klarna balance when checking out with Klarna. For this, make sure you have money in your balance. You can add money from your bank account or with a card.

Yes. You can withdraw money anytime to a connected bank account held in your name.

The account is covered by the Swedish deposit guarantee scheme in accordance with a decision by the Swedish National Debt Office. The maximum compensation to each customer is SEK 1,050,000 (about EUR 100,000) and the National Debt Office will make the compensation available for payment within 7 business days of the date the right to compensation commenced. Read more

The amount of compensation payable will be determined by the prevailing exchange rate at the time that the payment is made. By way of example, the amount of compensation that would be paid today equates to approximately EUR 100,000 but this figure may fluctuate over time.