How to transfer your shares in
Klarna Group plc.

We are pleased to announce that, thanks to the support of our shareholders, the share exchange from Klarna Holding AB to Klarna Group plc is now complete. This marks a significant milestone towards our potential IPO.

This transaction also simplifies the process for secondary transactions, making it easier than ever to buy and sell Klarna shares.

If you are interested in transacting your Klarna Group plc shares, please follow the steps outlined below:

Log in to the

If you do not have access to the

Duration: Immediate upon login.

Complete the Request for transfer form (

Send the completed form along with the share certificates to

Duration: Varies depending on the investor's time to complete and send the form.

Klarna will review the transfer request based on a due diligence process for the buyer. A decision will be communicated within 10 working days of receiving the Request for Transfer Form. If approved, please proceed to Step 4.

Duration: No later than 10 working days for approval.

According to HMRC guidelines, if the total value of the transferred shares exceeds £1,000, the buyer will likely be required to pay stamp duty. If stamp duty is necessary, please follow the latest guidance from HMRC on making stamp duty payments by clicking

Once paid, you will need to notify HMRC that stamp duty has been paid in order for them to issue a letter confirming that stamp duty has been paid. This letter will include the details of the transaction, a receipt for the stamp duty, and confirmation that the stock transfer form has been stamped. Instructions on how to do this can be found

HMRC's stamp duty confirmation letter is the final document that you need to send to

For further information, see the HMRC

Duration: allow up to 20 working days for HMRC to process your form fully.

Computershare will process the transfer and issue a new share certificate to the transferee within two days of receiving the valid documents.

Duration: 2 business days for Computershare to process.

Klarna aims for transparency and efficiency in reviewing transactions. Upon receiving all necessary documents, Klarna conducts a thorough review within 10 business days. However, we endeavor to expedite the process whenever possible, striving for timely approval to facilitate smooth share transfers.

After the buyer pays stamp duty and emailing your Stock Transfer Form to HMRC, you should expect to receive your receipt within a reasonable processing time. According to HMRC, they aim to process 80% of stock transfer forms within 15 working days of receiving them. However, you should allow up to 20 working days for HMRC to process your form fully. If there are any missing or incorrect details on your form, HMRC will contact you for clarification or additional information before processing your submission.

For further information, see the HMRC

Once you provide Klarna with the buyer's Stamp Duty receipt, Klarna emails all documentation to Computershare. Computershare reviews and processes the Stock Transfer Form within two days of receiving valid documentation, updating the share certificate and balance accordingly in the Investor Centre upon completion.

In most cases, it is the buyer who pays stamp duty when transferring shares. However, there are exceptions, and it ultimately depends on the specific circumstances of the transaction. It's important to consider the nature of the transfer and any applicable exemptions or reliefs that may affect the payment of stamp duty.

Contact

If the documentation submitted for share transfer does not meet Computershare's standards, Computershare will contact you promptly to address any issues. This may involve correcting errors in the Stock Transfer Form or providing additional information as requested to ensure compliance and accuracy.

The Computershare stock transfer form is completed by the seller (current owner)

The share certificates should be provided to us by the seller (current owner) of the shares. They can be accessed through the Computershare Investor Centre portal.

It is the buyer which may need to pay stamp duty. If so, please send us the HMRC receipt showing it has been paid. For further information, see the HMRC

If the transfer of shares is to a company that is 100% controlled by the current shareholder (see shareholder agreement for more details), you can follow these steps to initiate a transfer:

Complete and return the following documents:

• Request for Transfer Consent (

  link
  )

• Computershare stock transfer form (

  link
  )

• Share certificates (accessible via the Computershare Investor Centre)

• HMRC
  stamp duty receipt (if applicable)

Once we receive the documents, we will note the transfer and instruct Computershare to initiate the transfer.