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Pay with Klarna
Pay with Klarna

Power your growth with Klarna

Attract, convert, and retain customers with flexible payment options and performance-driven marketing.

87m

Shoppers

600k+

Retail partners

2.5m+

Daily transactions

Millions shop and pay with Klarna 

Klarna is the preferred payment option for both brands and customers, used by millions of shoppers every month, online and in-store. Brands using Klarna see:

40%

Increase in average order value

20%

Increase in conversion

45%

Higher purchase frequency than average shoppers

Trusted by the world’s most loved brands

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Shoppers' favorite way to pay

With globally available payment options like Pay in full, Pay in 3 or 4, Pay in 30 days and Financing, you can offer your customers full flexibility in how and when they pay, both online and in-store.

Pay in full

Pay in full

Pay for what they love right away. The customer's preferred funding source is pre-selected for a fast and secure payment.

Pay in 30

Pay in 30 days

No upfront payments for your customers, no interest.

Pay in 4

Pay in 3 or 4

Let your customers split their purchase into smaller interest-free payments, paid automatically.

Financing

Financing

Give your customers more time to pay. They can spread the cost over smaller monthly payments.

No risk, just rewards

Turn one-off shoppers into loyal, high-intent customers, all while knowing you're backed by the latest, most reliable technology for a smooth experience with Klarna.

Attract new customers

Klarna refers millions of shoppers to our retailer partners, lowering acquisition costs and enhancing lifetime value.

Get paid upfront

You always get paid upfront and in full with any Klarna payment option.

Seller protection

We assume credit and fraud risk, so you can focus on running a successful business.

Problem? No problem!

We're here to support you and your customers if anything unexpected happens.

Global enterprise solutions

Benefit from adaptable products that fit local preferences and legislation.

Automatic updates

You’ll always have the latest and greatest version of all Klarna products.

Smart solutions to maximize your sales

Add these conversion boosters for a better customer experience.

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Sign-in with Klarna

Let customers connect their accounts with pre-set payments and preferences to shop anywhere, and improve personalized shopping experiences.

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On-site messaging

Add personalized messaging throughout the shopper journey for higher conversion rates and increased spend. 

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Express checkout

Offer a 5x faster checkout process that lowers the threshold for shoppers to complete a purchase.

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A full-funnel media offering

Our performance-driven marketing solutions put you in front of engaged shoppers at the point of purchase, turning them into loyal customers.

21m

daily shopper interactions

75%

of the world's top brands leverage our media offering

Get started with our partners

Boost your store's sales and shopping experience by integrating Klarna through our partners. Quick, easy, and no coding needed.

Stripe

Recommended partner

Stripe

Stripe is a global payments and financial infrastructure company that helps businesses grow profitably. Available on major partners, like Shopify, WooCommerce, Instacart and more.

• No-code integration
• Accept payments in countries globally
• Support custom targeting and A/B testing to optimize conversion

Adyen

Adyen

Adyen’s platform lets you expand quickly, manage risk, and track results.

Nexi

Nexi

Nexi offers simple, fast, and secure payment solutions at scale.

Mollie

Mollie

Mollie empowers you to efficiently manage and grow your business.

Worldpay

Worldpay

A seamless payment experience from start to finish, at scale.

Worldline

Worldline

Worldline have streamlined a seamless checkout experience.

Checkout.com

Checkout.com

Through a single API, enable a complete suite of payment capabilities.

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What retailers say about Klarna

“By leveraging Klarna's integration with Stripe, we were able to minimize the technical complexity and get up and running fast.”

Greg Dalby, Chief Product Officer at Fender

Make our fans your customers

Attract Klarna shoppers and boost your sales. Set up in minutes.