A smarter way to shop

Pay the flexible way, earn cashback, and shop all your favorite brands—all in the Klarna app.

Get the Klarna app:

Manage payments

Stay on top of your spending

View all your finances in one place. Set budgets, stay on track with reminders, and enjoy a range of other smart features.

Flexible payments

Enjoy flexible payment options at any online store. Just tap the pink badge at checkout, and we’ll guide you through the rest.

Cashback

Get up to 10% cashback when you shop in the app. That's real money added to your Klarna balance, ready for your next purchase.

Go further with the Klarna app.

Klarna Card

Pick how you pay with the Klarna Card—anywhere Visa is accepted. Sign up for free in the app.

Klarna balance

Earn cashback with every Klarna purchase and redeem this balance on things you love, track your orders, get lightning-fast refunds, and more.

Join 85+ million people who love to shop smart and pay the flexible way.

Discover all of the above and more—only in the Klarna app.

Get the Klarna app:

Get the app