Pay yourway withKlarna
Shop securely and choose to pay in 3 interest-free payments, in full, in 30 days, or over time.
4.9/5 in the App Store
Klarna’s Pay in 3/Pay in 30 days are unregulated credit agreements. Klarna Financing is regulated by the FCA. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Ts&Cs and late fees apply.
Use Klarna anywhere you shop
In the Klarna app
Stay on top of your spending, find great deals and shop at your favourite stores.
Get the app
¹ Paying over time on Apple Pay: Loans not offered by Apple. Subject to eligibility requirements and approval. Not available in all markets, and may not be available for all types of purchases, such as subscriptions and recurring transactions. Available with Apple Pay online and in apps, on iPhone or iPad. Not available in-store. Software requirements apply. Additional terms may apply. For more eligibility and feature details, see more.
² Klarna Card is a regulated credit product. Borrowing more than you can afford, or paying late, may make it harder to get credit. 18+, UK residents only. Subject to status. T&Cs and late fees apply. Representative APR 0.0% (variable).
Why use Klarna
Enjoy secure shopping, lightning-fast checkout, and flexible payment options that suit your budget.
Flexible payments
Pay over time with Klarna's flexible payment options, giving you more control over your budget.
No fees if you pay on time
Shop with confidence knowing there are no surprise fees or charges when you use Klarna.³
Smooth checkout
Enjoy a quick, seamless checkout process that makes shopping faster and easier.
Security and buyer protection
Shop safely with Klarna's robust security features and buyer protection, ensuring peace of mind with every transaction.⁴
Loyalty cards
Add your loyalty cards to the Klarna app to never miss a point from your favourite stores.
³ Pay in 24 installments with Klarna, APR 21.90%* *Borrowing more than you can afford, or paying late, may make it harder to get credit in the future. Credit subject to status. 18+. UK residents only. A downpayment of 10% or higher may be required. Klarna Financing has a representative 21.9% APR (fixed). Representative example: 21.9% APR representative based on a loan amount of £1200 repayable over 24 months at an interest rate of 21.9% p.a. (Fixed). 23 monthly payments of £61.06 and last payment of £55.01. Total amount payable of £1,463.39. Total charge for credit £263.39. Minimum and maximum purchase amount £250 - £10,000. Lender: Klarna Financial Services UK Limited (nr 14290857). T&Cs apply.
⁴ Exclusions apply to Buyer Protection. Learn more.
Shoppers love Klarna
93 million people love to shop and pay with Klarna anywhere—rated 4+ on Trustpilot.
“Love the app so easy to use, can track orders, view payments due and change details for payments. Easy to apply and fast response.”
Ann
“I am very much pleased with Klarna. I've used it to make a couple purchases and the process was easy both times. The app is easy to navigate and make payments. I will definitely use Klarna again in the near future.”
JS
“Klarna is my favorite go to pay in installments app. They have a variety of stores that we all love shopping on. As well as paying in store is super easy. They never disappoint, Klarna is my 1st recommendation.”
KadijahLove
“I absolutely love the freedom and simplicity of this app, so easy to keep track of every transaction and it makes you feel safe and protected. Brilliant app and I would recommend Klarna time and time again.”
Martin
“I find Klarna is excellent. I am able to make payments over time that suits my current budget. If there has been any problem, for example a return or refund required, Klarna have sorted this efficiently. Easy to manage on my phone with the app. Delighted with the service.”
Penelope
Customer reviews reflect their personal experience and opinion.
Security comes as standard
Strict data protection
Pay it safe knowing that your money and data are secure from fraud.
Learn more