Instalments
Interest free instalments
Let your customers split the cost of their purchase into 3 monthly instalments, online and in-store.
The UK’s biggest brands let their shoppers pay in 3 instalments with Klarna
Give your customers the financial freedom they deserve by letting them choose how and when to pay. Payment convenience and control for shoppers when they need it, on their terms.
How instalment payments work
On each product page, shoppers learn that they can buy now and spread the cost over 3 monthly interest-free instalments.
1. At checkout
At checkout, the customer selects Klarna as their payment method. They will then see the option to pay using 3 Instalments along with the cost and payment schedule.
2. On shipment
Once the order is processed, Klarna pays you (the retailer) upfront and in full. We'll take care of collecting the payments from the shopper.
3. Post-purchase
Your shopper gets a clear overview of their purchases in the Klarna app and can easily manage their orders.
Effortless integration
Getting up and running with Klarna is easy. We can quickly integrate with your existing technology platforms and payment partners. Need a custom solution? We can do that, too.
Details about 3 Instalments
Let’s get down to the nitty-gritty. All you need to know about Klarna Instalments is right here.
Service
Market availability | UK |
Show/hide function | Included |
Payment period starts | When order is shipped |
Number of payments | 3 payments |
Time between payments | 30 days |
Consumer APR | 0%. No interest |
Consumer fees | No fees, when they pay on time |
Payments made | Automatically charged from specified card |
Klarna buyers protection | Included |
Klarna sellers protection | Included |
Credit broker licence | Not required. Unregulated product. |
Integration
Direct integration via | Javascript and RestAPI |
Auto updates | Included |
Dev resources |
Partnership
Max payment delay | 18 days |
Standard term of agreement | 36 months |
Pre-integrated e-commerce platforms |
What else?
We have more solutions and payment methods that might interest you. Read more about how and where you can sell with Klarna.
Financing
Offer up to 36 months to pay
Give your customers the option to buy now and spread the cost with monthly payments, interest free or interest bearing.
Pay in 30 days
Offer an extra 30 days to pay
Let your customers try before they buy by offering an extra 30 days to complete their payment, interest free.