Find solutions
Customer login
Continue in browserBusiness login
Log in to manage your orders, payout reports, store statistics, and general settings.
Sofort is now part of Klarna.
If you were expecting the gray Sofort page, don’t worry — you aren’t lost. We’ve got exciting news. Sofort is now Pay by bank, by Klarna.
Same great payment method in a new smoooth world.
Secure, direct, and fast payments you can trust. Customers can buy now, pay now with Pay by bank powered by Klarna. It’s the smoooth way to sell online.
Explore this page for everything you need to know about offering Pay by bank through Klarna Payments.
Pay by bank — making online shopping smoooth.
Watch your sales and conversions increase with our quick, easy, and secure bank transfers. Lock in future sales with recurring payments and subscriptions. And don’t worry about credit or fraud risk. Klarna’s got you covered. We assume full fraud and credit risk for sellers while providing customers with comprehensive buyer protection.
The big advantage.
No risk. You get paid no matter what as Klarna takes the fraud risk.
Global reach. Take payments from banks in 25 countries with a combination of Pay by bank and Buy now, Pay later services offered through Klarna Payments.
One API. Offer Pay now, Pay later, and Pay over time options instantly through a single gateway.
Easy integration. All common integrations are supported. It doesn’t matter if you integrate through Klarna’s API or a platform.
New customers. Access the Klarna Consumer Network. Get even more customers at your fingertips.
Stay in control. Manage your orders with Klarna’s order management system.
One reconciled settlement. Received once a day.
More returning customers. Unrivalled customer experience delivered through the Klarna app. Your customers can manage their purchases, pay with 1-click, activate payment reminders, and chat with customer service 24/7.
Frequently Asked Questions
Klarna acquired Sofort In 2014 and the payment method has now been integrated under the Klarna product range.
It depends on how you want to use the payment option. Klarna Pay Now is already integrated in the Klarna checkout, so you don’t have to do anything else. All payment methods that your customers can select at checkout are displayed.
Making payments faster, safer, and easier to use is one of the most reliable ways to increase sales. We also often see an increase in order values as customers are more comfortable making payments, which makes them more likely to return too.
We use open banking standards, which are safe by design. When shopping online, your customers use their own familiar online banking details, but confidential login details and confirmation codes aren’t stored and are never visible to you or any other third party, including Klarna.
Ready to get started?
Choose your language and region
Klarna is available around the world with a variable offering, choose one that suits you best.
Copyright © 2005-2024 Klarna. Klarna Financial Services UK Ltd is authorised and regulated by the Financial Conduct Authority (“FCA”) for carrying out regulated consumer credit activities (firm reference number 987889), and for the provision of payment services under the Payment Services Regulations 2017 (firm reference number 987816). Klarna Financial Services UK Ltd offers both regulated and unregulated products. Klarna’s Pay in 3 instalments and Pay in 30 days agreements are not regulated by the FCA. Incorporated in England (company number 14290857), with its registered office at 10 York Road, London, SE1 7ND.