To use Klarna in a physical store*:

• Log in
  and tap Pay in-store from your home screen

• Find the store you want to shop at

• Follow the prompts to create a digital card

• Add the card to your digital wallet

• Set the digital card as your default card and complete your purchase

Good to know:

• If you attempt to shop with retailers that are not listed in the app, your purchase may be declined

• When adding a payment card, ensure it has at least 25% of your order amount available.

• Amex and prepaid cards are not accepted.

• If you have an Android device you need to set up Google Pay.

• What is a One-time card and how does it work?

*Klarna’s Pay in 3 instalments credit agreements are not regulated by the FCA. Use of these and any missed payments may affect your ability to obtain credit from Klarna and other lenders. 18+, UK residents only. Subject to status.