KlarnaCustomer ServiceProducts & servicesHow to use KlarnaHow to use KlarnaHow to use KlarnaWho can use Klarna? | Where can I use Klarna? | Does Klarna perform a credit check and will this affect my credit score? | Can I use Klarna to purchase gift cards? | Does Klarna charge an annual fee? | How do I inform Klarna about a personal issue (bankruptcy, a trusteeship or a deceased person)? | How can I make a formal complaint to Klarna?Who can use Klarna?Where can I use Klarna?Does Klarna perform a credit check and will this affect my credit score?Can I use Klarna to purchase gift cards?Does Klarna charge an annual fee?How do I inform Klarna about a personal issue (bankruptcy, a trusteeship or a deceased person)?How can I make a formal complaint to Klarna?