About us

We're all about smoooth shopping, online and in-store.

Flexible payments everywhere

We partner with retailers all over the world to make it easy to pay how you like. Or, you can use our app and enjoy flexible payment options anywhere online.

Full transparency

With an instant credit decision, you can complete your purchase directly with full transparency. You can also get a full overview of your payments online or in our app.

Earn Cashback

Earn cashback at hundreds of stores through the Klarna app. Compare prices across your favorite brands, shop securely with buyer protection, and choose a flexible payment option that suits you.

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Shopping freedom with Klarna

Klarna offers a number of payment options, including direct payments, pay after delivery, and installments plans including our flagship Pay In 4 program. We provide a smooth one-click purchase experience for our customers, no matter how they pay.

Klarna for business

Klarna for shoppers

Our story in numbers

2005

Klarna was founded in Stockholm, Sweden.

2014

The Klarna Group was formed.

85m

Total active customers.

34M

US customers.

500k+

Total number of merchants.

2m

Number of transactions per day.

26

Live in 26 countries.

3.8k

Number of employees.

Backed by investors

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Meet our CEO

Sebastian Siemiatkowski along with our two other founders, revolutionized Swedish e-commerce, and created the success story we know today as Klarna.

Our team

Klarna Inc. is headquartered in Columbus, Ohio, with offices in New York City. We’ve built an all-star international team hailing from the world’s best companies including Apple, Google, Facebook, Zynga, Experian, imo.im, PayPal and American Express.