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Klarna payments.

With Klarna, consumers can buy now and pay later, so they can get what they love today. This gives them flexibility and increased purchasing power – which means more sales for you.

General information.

Easy online payments gives you a competitive edge. Adyen’s platform lets you expand quickly, manage risk, and track results. One platform. One partner. No hassle.

Type

Payment service provider

Integration

HPP / In-line

Website

https://docs.adyen.com/payment-methods/klarna/

One integration, all Klarna Payment methods.

Pay later integration.

Offer an extra 30 days to pay

Let your customers try before they buy by offering an extra 30 days to complete their payment. No fees, no fuss.

Offer an extra 14 days to pay

Let your customers try before they buy by offering an extra 14 days to complete their payment. No fees, no fuss.

Financing integration (formerly known as “Slice it”).

Offer up to 36 months to pay

Give your customers the flexible option to buy now and spread the cost with monthly payments.

Offer interest-free payments

Give your customers a modern alternative to credit by letting them pay later in 4 interest-free payments.

Pay now integration.

Direct bank transfer

Give your customers the option to pay now with simple and secure online bank transfers. Designed with safety in mind, everything is under control with Klarna. We use local authentication methods that customer trust (PIN/TAN in DE, BankID in SE etc.).

Direct debit

Direct debit mandates allow your customers to enable one-click purchases with Klarna. Payments can then be easily set up for subscription and pay-as-you-go models. Klarna makes staying subscribed effortless.

Please check the market availability of payment methods

.

Integrating Adyen and Klarna’s payment methods in your store is easy.

Either choose redirection to Klarna Hosted Payment page, or embed Klarna payment methods directly into your checkout without redirecting the shopper. That’ll take a couple of extra steps but it’s a far superior user experience.

Klarna Widget directly embedded into your checkout (In-line).

The in-line integration embeds the Klarna Widget, a Klarna hosted iFrame, seamlessly into your checkout site. There are no redirects - everything is handled on your site. Show the Klarna Widget to your customers on the payment selection page and integrate client-side Javascript calls to interact with it.

Klarna Widget directly embedded into your checkout - step 1

Step 1

The shopper proceeds to your checkout and follows your checkout process to provide address details, select shipping option, etc.

Klarna Widget directly embedded into your checkout - step 2

Step 2

The shopper chooses the Klarna payment method that works for them. Klarna takes care of displaying all the necessary information related to the Klarna payment methods in the Klarna Widget.

Klarna Widget directly embedded into your checkout - step 3

Step 3

There is no redirecting to an external site - the shopper finalizes the payment within your checkout and is then sent to your confirmation page for a great user experience.

Klarna Widget directly embedded into your checkout - step 4

Step 4

You can ship the goods immediately. Klarna will pay you for the order - no matter what.

Redirect to the Klarna Hosted Payment Page.

The Hosted Payment Page (HPP) approach is a redirect solution where the customer is redirected to a page hosted by Klarna after they select Klarna as a payment option on your site. On the Klarna HPP the customer can see the Widget with all relevant information and is redirected back to your confirmation page after successful payment.

Klarna Hosted Payment Page - step 1

Step 1

The shopper proceeds to your checkout and follows your checkout process to provide address details, select shipping option, etc.

Klarna Hosted Payment Page - step 2

Step 2

The shopper chooses the Klarna payment method that works for them. They can then review their order on your checkout site.

Klarna Hosted Payment Page - step 3

Step 3

The shopper proceeds to the Klarna’s Hosted Payment Page to finalize the payment.

Klarna Hosted Payment Page - step 4

Step 4

The shopper finalizes their payment on Klarna’s Hosted Payment Page and is redirected back to your confirmation page.

Klarna Hosted Payment Page - step 5

Step 5

You can ship the goods immediately. Klarna will pay you for the order - no matter what.

This integration is supported via an

, and only integration.

Additional features and guidelines.

Design / UX.

Follow our branding guidelines in order to have the best user experience when offering Klarna. Small changes in areas such as the naming of a payment method can have a huge impact on the conversion rate and the number of sales made through our payment options.

Klarna logos

Klarna’s payment badge.

Wherever you show a Klarna payment badge (e.g. in your Footer, at the Payment selection, etc.) use the latest image to benefit from the widespread awareness of the Klarna brand.

Klarna On-site messaging

Sell even more with Klarna.

The onsite messaging continues the smooth journey, increasing risk-free sales through tailored messaging and showing your customers available payment plans while they’re still shopping.

Klarna Merchant portal.

When onboarding with Klarna via Adyen, you’ll gain access to the Klarna Merchant Portal (either

or ). Your account will be created with your email address specified at Adyen. Here you can manage how brand assets are displayed on Klarna’s customer touch points, e.g. on the hosted payment page, payment notifications, or in the Klarna consumer app. You can also check the status of creating orders, and get more information on how to use On-Site Messaging.

Monthly financing through Klarna and One-time card bi-weekly payments with a service fee to shop anywhere in the Klarna App issued by WebBank. Other CA resident loans at select merchants made or arranged pursuant to a California Financing Law license. Copyright © 2005-2024 Klarna Inc. NMLS #1353190, 800 N. High Street Columbus, OH 43215. VT Consumers: For WebBank Loan Products (One-Time Cards, Financing, Klarna Card): THIS IS A LOAN SOLICITATION ONLY. KLARNA INC. IS NOT THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS.