Klarna works where you do
Use Klarna wherever your customers shop. By giving them the freedom to pay on their terms, they’ll buy more and do it more often.
Klarna is used by the world’s leading brands to boost sales and enhance the customer shopping experience, in store, online, and beyond.
We’re everywhere your customers shop
Whether in store, online, or in-app, Klarna sales channels give your customers the ability to shop what they love today and pay later, while you get paid up front.
In-store
A better way to pay in store
Klarna's contactless in-store payment solution lets customers use flexible payment options, while you get paid upfront. It’s a win-win.
Digital Receipts
Keep shoppers engaged after the purchase
We turn your receipts into a powerful and dynamic marketing channel that keeps shoppers coming back.
In-app checkout
A checkout solution designed for your mobile app
Make it easy for customers to shop in your app with access to our flexible payment methods.
Express button
A quick-pay button that adds convenience to the shopping journey
Boost conversion and give your customers the speedy VIP treatment they deserve.
On-site messaging
No cart left behind
By showing shoppers that Klarna is available early in the shopping journey, retailers are less likely to see carts abandoned at checkout.
Proven results for your business
Klarna is equipped with the best payment solutions to suit your business—no matter how big or small.
41%
average increase in average order value seen by Klarna's retail partners.
85%
of shoppers who use Klarna say it’s a better experience than other online checkouts.
11%
uplift in iOS conversion for Klarna's retailer partners.
More options, more purchases
Give your customers the ability to buy what they love today and pay over time, while you get paid in full and upfront. It doesn't get simpler.
4 interest-free payments
Give shoppers the freedom to spread the cost interest-free over time. Retailers get paid immediately and shoppers get a flexible plan.
Offer an extra 30 days to pay
Let your customers try before they buy by offering an extra 30 days to complete their payment. No fees.
Offer up to 36 months to pay
Give your customers the flexible option to buy now and spread the cost with monthly payments.
Working with everyone you know
Add the power to pay later to your store with a quick and simple integration. Select the payment methods that best suit your business or integrate through payment service providers. Need a custom solution? We can do that, too.
Klarna shoppers have a 36% higher purchase frequency
Get more shoppers who shop more often.