KlarnaCustomer serviceProducts & servicesProducts & servicesProducts & servicesHow to use Klarna | One-time card | Klarna balance | Klarna Card | Payment optionsHow to use KlarnaDoes Klarna perform a credit check and will this affect my credit score?Who can use Klarna?Where can I use Klarna?Can I use Klarna to purchase gift cards?Can I use Klarna to pay for subscriptions and on-demand services?How much am I eligible to spend?Can I pay in-store using Klarna?How can I avoid late fees?Does Klarna charge an annual fee?How can I make a formal complaint to Klarna?One-time cardWhat is a One-time card and how does it work?What happens if my purchase is for a different amount than the One-time card?What if I never use the One-time card and want to cancel it?Why was the One-time card purchase declined?Klarna balanceI can't open a Klarna balance, what can I do?How do I add money into my Klarna balance?How do I use my Klarna balance?Klarna CardHow do I apply for a Klarna Card?When will my Klarna Card be delivered?How do I pay for my Klarna Card purchases?When will I receive my Klarna Card refund?How do I block or cancel my Klarna Card?Why was I denied a Klarna Card?Why was my Klarna Card purchase declined?Payment optionsWhich payment methods are accepted by Klarna?What is ‘Pay later in 30 days’?What is Financing and how does it work?How can I use Klarna on Apple Pay? Why are not all payment methods available at the checkout?