KlarnaCustomer serviceProducts & servicesProducts & servicesProducts & servicesHow to use Klarna | Credit score & credit checks | One-time card | Klarna balance | Klarna Credit Card | Payment optionsHow to use KlarnaWho can use Klarna?Where can I use Klarna?Can I use Klarna to purchase gift cards?Can I use Klarna to pay for subscriptions and on-demand services?How much am I eligible to spend?Can I pay in-store using Klarna?How can I avoid late fees?Does Klarna charge an annual fee?How can I make a formal complaint to Klarna?Credit score & credit checksDoes Klarna perform a credit check and will this affect my credit score?Does Klarna report to credit bureaus?One-time cardWhat is a One-time card and how does it work?What happens if my purchase is for a different amount than the One-time card?What if I never use the One-time card and want to cancel it?Why was the One-time card purchase declined?Klarna balanceI can't open a Klarna balance, what can I do?How do I add money into my Klarna balance?How do I use my Klarna balance?Klarna Credit CardHow do I apply for a Klarna Credit Card?When will my Klarna Credit Card be delivered?How do I pay for my Klarna Credit Card purchases?When will I receive my Klarna Credit Card refund?How do I block or cancel my Klarna Credit Card?Why was I denied a Klarna Credit Credit Card?Why was my Klarna Credit Card purchase declined?Payment optionsWhich payment methods are accepted by Klarna?What is ‘Pay later in 30 days’?What is Financing and how does it work?How can I use Klarna on Apple Pay? Why are not all payment methods available at the checkout?