KlarnaCustomer serviceProducts & servicesProducts & servicesProducts & servicesHow to use Klarna | One-time card | Payment options | Klarna CardHow to use KlarnaDoes Klarna perform a credit check?Does Klarna affect my credit score?Who can use Klarna?Where can I use Klarna?Can I use Klarna to purchase gift cards?Can I use Klarna to pay for subscriptions and on-demand services?How much am I eligible to spend?Can I pay in-store using Klarna?How can I avoid late fees?Does Klarna charge an annual fee?How can I make a formal complaint to Klarna?One-time cardWhat is a One-time card and how does it work?What happens if my purchase is for a different amount than the One-time card?What if I never use the One-time card and want to cancel it?Why was the One-time card purchase declined?Payment optionsWhich payment methods are accepted by Klarna?What is ‘Pay later in 30 days’?What is Financing and how does it work?Why are not all payment methods available at the checkout?Klarna CardHow do I apply for a Klarna Card?When will my Klarna Card be delivered?How do I pay for my Klarna Card purchases?When will I receive my Klarna Card refund?How do I block or cancel my Klarna Card?Why was I denied a Klarna Card?Why was my Klarna Card purchase declined?