KlarnaCustomer serviceProducts & servicesHow to use KlarnaHow to use KlarnaHow to use KlarnaDoes Klarna perform a credit check and will this affect my credit score? | Who can use Klarna? | Where can I use Klarna? | Can I use Klarna to purchase gift cards? | Can I use Klarna to pay for subscriptions and on-demand services? | How much am I eligible to spend? | Can I pay in-store using Klarna? | How can I avoid late fees? | Does Klarna charge an annual fee? | How can I make a formal complaint to Klarna?Does Klarna perform a credit check and will this affect my credit score?Who can use Klarna?Where can I use Klarna?Can I use Klarna to purchase gift cards?Can I use Klarna to pay for subscriptions and on-demand services?How much am I eligible to spend?Can I pay in-store using Klarna?How can I avoid late fees?Does Klarna charge an annual fee?How can I make a formal complaint to Klarna?