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How can I use Klarna on Apple Pay?

How can I use Klarna on Apple Pay?

You can use Klarna's payment options directly on Apple Pay when shopping online on your iPhone, iPad, or in-store.

To shop in-store:

  1. 1.
    Open Apple Wallet on your iPhone and tap the Add (+) button
  2. 2.
    Select Pay Later Option and choose Klarna
  3. 3.
    Follow the prompts to complete the setup
  • Double-click the side button of your iPhone and select your Klarna card.
  • Choose a plan that works best for you.
  • Hold your iPhone near the card reader to complete your purchase.

To shop online:

  1. 1.
    Tap Apple Pay at checkout
  2. 2.
    Go to Other Cards & Pay Later Options to select Klarna
  3. 3.
    Choose how you would like to pay
  4. 4.
    Complete your purchase securely with Face/Touch ID, or use your passcode

Good to know:

  • You'll receive your order confirmation by email.
  • You can view and manage all your purchases in the Klarna app or on klarna.com.

To add your Klarna Card to Apple Wallet

  1. 1.
    Go to Wallet
  2. 2.
    Select your Klarna Card and tap Add to Apple Wallet
  3. 3.
    Fill-in your card details and agree to the T&Cs on the Apple Wallet intro screen
  4. 4.
    Select Done on the confirmation screen

Troubleshooting

  • Be sure your device is updated to the latest iOS or iPadOS version.
  • Error message Verification Not Available: Wait 24 hours before trying again.
  • Error message Card Not Added:
  1. 1.
    Be sure your Klarna Card is not temporarily frozen or blocked
  2. 2.
    Check you entered the card details correctly

My order using Klarna on Apple Pay didn't go through

The reason is displayed in a pop-up message, which appears at checkout, if you are not approved to pay with Klarna. Be sure to follow the instructions in the pop-up message before attempting to make another purchase.

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Monthly financing through Klarna and One-time card bi-weekly payments with a service fee to shop anywhere in the Klarna App issued by WebBank. Other CA resident loans at select merchants made or arranged pursuant to a California Financing Law license. Copyright © 2005-2026 Klarna Inc. NMLS #1353190, 800 N. High Street Columbus, OH 43215. VT Consumers: For WebBank Loan Products (One-Time Cards, Financing, Klarna Card): THIS IS A LOAN SOLICITATION ONLY. KLARNA INC. IS NOT THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS.