To be eligible to use the Klarna Shopping Service you must:

• Be a resident of the United States or its territories

• Be at least eighteen years old or of legal age in your state of residence.

• Have a valid card/bank account.

• Have full legal capacity to enter into a contract.

• Accurately provide your true and correct personal details.

• Be able to receive security verification codes via text message.

Good to know:

• A valid Social Security Number (SSN) and a linked card or bank account may be required to use certain Klarna products, such as Pay in 4 and other credit-based payment options, as well as our banking products. Read our

  terms and conditions
  for more information.

• How can I get approved to pay with Klarna?

• Why was my purchase not approved with Klarna?

• Does Klarna affect my credit score?