Meet the perfect payment combo: Klarna on Apple Pay
Klarna is now available on Apple Pay. Choose Apple Pay at checkout when you shop online or in app, then select Klarna to enjoy a flexible way to pay. Available on iOS 18 and iPadOS 18 or later. ¹
The magic combo, making Klarna available in more places
Flexible
Make purchases more manageable and pick how you pay with Klarna. Shop using Apple Pay, online and in app, on iPhone and iPad.
Secure
Get the security and privacy features you know and trust from Apple Pay, combined with Klarna's buyer protection every time you pay. ²
Added benefits
Manage everything in one place. Make any remaining payments in the Klarna app and we’ll keep you on track with reminders and updates.
How to use Klarna on Apple Pay
Step 1
Select Apple Pay at checkout
You can find Apple Pay across a wide variety of shops, online or in apps with your iPhone or iPad.
Step 2
Tap “Other Cards & Pay Later Options”
Continue to select Klarna as your trusted pay later option.
Step 3
Set up Klarna
Tap set up and continue to choose one of Klarna’s flexible payment options.
Step 4
Pay flexibly with Klarna
Choose how you want to pay and spread the cost over time, securely with Klarna's buyer protection. ³
Step 5
Confirm with a double click
Securely authenticate your purchase with Face ID, Touch ID or passcode. You will be set up to use Klarna on future online and in app purchases as well and will see your virtual Klarna card in your Apple Wallet. ⁴
Shop at more places online
Shop your favorite stores online or in app. Wherever you find Apple Pay at checkout you will now find Klarna too.
Frequently asked questions
Questions about how to use Klarna on Apple Pay? Find your answers below. For any further help or trouble-shooting, please contact customer service.
You can use Klarna’s payment options directly on Apple Pay when shopping online or in app, on iPhone or iPad.
When checking out, choose Apple Pay, tap Other Cards & Pay Later Options
Select Klarna then tap Continue to Klarna and follow the verification steps
Choose your preferred payment plan and confirm the purchase
A card will be added to Apple Wallet. For future purchases, you’ll still need to be approved by Klarna.
Good to know:
You’ll receive your order confirmation by email
You can view and manage all your purchases in the Klarna app or on
klarna.com
In-store purchases are not supported
In the Klarna app, tap Wallet
Select your Klarna Credit Card and tap Add to Apple Wallet
Fill-in your card details and agree to the T&Cs on the Apple Wallet intro screen
Select Done on the confirmation screen
Be sure your device is updated to the latest iOS or iPadOS version.
Wait 24 hours before trying again.
Be sure your
Check you entered the card details correctly
The reason is displayed in a pop-up message at checkout,
. Be sure to follow the instructions in the pop-up message before attempting to make another purchase.¹ CA resident loans made or arranged pursuant to a California Financing Law license. NMLS # 1353190.
² Exclusions apply. Learn more at
.³ Rate ranges from 0.00%-35.99% APR based on creditworthiness, term length, and subject to credit approval, resulting in, for example, 3 equal monthly payments of $333.33 at 0.00% APR to $353.52 at 35.99% APR per $1,000 borrowed. Minimum purchase amount and down payment may be required. Estimation of monthly payment excludes potential tax and shipping costs. Monthly financing through Klarna issued by WebBank.
⁴ Paying over time on Apple Pay: Loans not offered by Apple. Subject to eligibility requirements and approval. Not available in all markets, and may not be available for all types of purchases, such as subscriptions and recurring transactions. Available with Apple Pay online and in app, on iPhone and iPad. Not available in-store. Software requirements apply. Additional terms may apply. For more eligibility and feature details, see
.Apple Pay is a service provided by Apple Payments Services LLC, a subsidiary of Apple Inc. Neither Apple Inc. nor Apple Payments Services LLC is a bank. Any card used in Apple Pay is offered by the card issuer.
Get more with the Klarna Credit Card
With the Klarna Credit Card, you can also choose how to split your online and in app purchases, right at checkout on Apple Pay. You can also use it in store with Apple Pay and choose how to split your purchases later in the Klarna app.