How Klarna works
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Customer login
Web versionBusiness login
Log in to manage your orders, payout reports, store statistics, and general settings.
Klarna balance
Tap into faster payments and refunds
Open your balance for free, use it to pay in a snap, and get Klarna’s fastest refunds.
Pay in a tap, get refunds fast
Shopping just got better. Get up to 10% cashback when you shop in the Klarna app, right back in your balance.
How it works
Open your Klarna balance in minutes for free, and start collecting cashback.
Got cashback?
Open a balance to activate your collected cashback, and use it on your next Klarna purchase.
Get faster refunds
Returning something? Get fast refunds for Klarna purchases, sent directly to your balance.
Sound good? It is
100+
Top stores offering cashback in Klarna app
$0
Monthly fees
Swoosh
Lightning-fast refunds
Around-the-clock customer care
Got questions? Contact us anytime via chat in the app, or request a callback during business days. We're always here for you.
Questions?
Access your Klarna balance right in the app. To sign up, we'll ask you to fill in some information to verify your identity. It only takes a few minutes, and you can start using your balance shortly after.
Yes, you can sign up for Klarna balance for free.
You can earn cashback on your purchases when you shop in the Klarna app. Once your cashback is confirmed, it goes right to your Klarna balance. Make sure to activate your balance, so that any accumulated cashback can be redeemed.
The quickest way to get your money back is to have refunds sent directly to your Klarna balance. Simply go to your settings and activate the option to receive refunds in your balance. You can change your refund preferences at any time in the app.
A great place for your money
Set up your Klarna balance in minutes, right in the app.
Choose your language and region
Klarna is available around the world with a variable offering, choose one that suits you best.
Monthly financing through Klarna and One-time card bi-weekly payments with a service fee to shop anywhere in the Klarna App issued by WebBank. Other CA resident loans at select merchants made or arranged pursuant to a California Financing Law license. Copyright © 2005-2024 Klarna Inc. NMLS #1353190, 800 N. High Street Columbus, OH 43215. VT Consumers: For WebBank Loan Products (One-Time Cards, Financing, Klarna Card): THIS IS A LOAN SOLICITATION ONLY. KLARNA INC. IS NOT THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS.