Tap into faster payments and refunds

Access your Klarna balance right in the app. To sign up, we'll ask you to fill in some information to verify your identity. It only takes a few minutes, and you can start using your balance shortly after.

Yes, you can sign up for Klarna balance for free.

You can earn cashback on your purchases when you shop in the Klarna app. Once your cashback is confirmed, it goes right to your Klarna balance. Make sure to activate your balance, so that any accumulated cashback can be redeemed.

The quickest way to get your money back is to have refunds sent directly to your Klarna balance. Simply go to your settings and activate the option to receive refunds in your balance. You can change your refund preferences at any time in the app.