Pay in 30 days
Get what you love today, pay in 30 days
Shop now and get up to 30 days to pay. No upfront payments, no interest.
Order with confidence
Get financial breathing room. Get up to 30 days to pay, interest-free.
Easily manage your orders and payments in the app.
Only pay for what you keep. No upfront payments.
How Pay in 30 days works
Shop now and get the flexibility to pay up to 30 days later. With Klarna, you can get it first and pay it later. Interest-free. Plus, manage your purchases in the Klarna app.
Choose Klarna
Pay with Klarna when shopping at your favorite stores.
Pay later
Choose Pay in 30 and get up to 30 days to pay after your order has been shipped*.
Manage your purchases
We’ll keep you on track with reminders and updates in the app.
*CA resident loans made or arranged pursuant to a California Financing Law license.
Pay with Klarna at your favorite stores
Thousands of stores. Shop for what you love and pay with Klarna.
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4.8
Rated stars in the app store.
85M+
App users worldwide.
450K+
Retailers are using Klarna.
Questions?
Questions on how to use Pay in 30 and how to get going? Find your answers below. For any further help or trouble-shooting, please contact customer service.
Klarna’s ‘Pay in 30 days’ allows you to receive your order upfront and get up to 30 days to pay without any interest and fees if you pay on time. In the Klarna app, you’ll have the option to pay off the balance earlier or extend the due date to a later date, if needed.
If your order is eligible for ‘Pay in 30 days’, the option will be presented at the time of checkout. As soon as the store ships your order, you will receive an email from Klarna outlining your payments. Your purchase and payments will then be visible and manageable in the Klarna App.
Good to know: There is no fee to use Pay in 30 days, if you pay on time.
Klarna may perform a soft credit check when you apply for Pay in 30 days. This type of check will not impact your credit score or show up as a hard inquiry on your credit report.
Klarna currently accepts debit and credit cards as a form of payment when checking out with Pay in 30 days.
Pay in 30 days is available on select Klarna partner sites, to customers from all US states except Montana, New Mexico, and Hawaii. Klarna Pay in 30 days is available in Puerto Rico and not in other US Territories.
To be eligible to use Klarna, you must:
Be a resident of the United States or its territories
Be at least 18
Have a valid card/bank account
Have a positive credit history
Be able to receive verification codes via text
Shop first, pay later
Get your purchase first, make sure you love it, and only pay for what you keep.