Split the cost, pay in 4, interest-free

Pay in 4 allows you to split your purchase into 4 interest-free payments, paid every 2 weeks. Just choose Klarna at checkout at partner stores. The first payment will be taken from your credit card, debit card or bank account when your order is shipped. The remaining three payments will be automatically charged every 2 weeks afterwards, with no interest or fees if you pay on time.

To be eligible to use Klarna, you must:

• Be a resident of the United States or its territories

• Be at least 18

• Have a valid card/bank account

• Have a positive credit history

• Be able to receive verification codes via text

Klarna is currently available nationwide, except for New Mexico and Hawaii, US Territories (excluding Puerto Rico), or for customers with APO/FPO/DPO addresses.

We’ll email you if your payment is unsuccessful. We’ll also try one more time to collect it. If we can’t collect it a second time, it will be added to your next payment along with a late fee of up to $7.00. The aggregate sum of your late fees will never exceed 25% of your order value at the time of purchase.