2 step ladder

*Pay in 4: A higher initial payment may be required. CA resident loans made or arranged pursuant to a California Financing Law license. NMLS #1353190. One-time card: Service fee of $1-$3 applicable for one-time cards is assessed on your first payment depending on order amount and required at the time of purchase with payments due every 2 weeks for a total of 6 weeks. One-time card bi-weekly payments with a service fee to shop anywhere issued by WebBank. Financing: A $1,000 purchase might cost $173.53 per month over 6 months at 13.99% APR. Rate ranges from 0.00%-35.99% APR based on creditworthiness, term length, and subject to credit approval, resulting in, for example, 3 equal monthly payments of $333.33 at 0.00% APR to $353.52 at 35.99% APR per $1,000 borrowed. Minimum purchase amount and down payment may be required. Estimation of monthly payment excludes potential tax and shipping costs. Monthly financing through Klarna issued by WebBank. All loans subject to credit approval. See terms.