Pay yourway withKlarna
Pay in full
Pay upfront in full with a fast, secure checkout.
Pay in 3
Split your purchase into 3 interest-free payments.¹
Pay in 30 days
Pay in up to 30 days.¹
Financing
Spread the cost over smaller monthly payments.²
Pay with
Shop securely and choose the payment option that fits you at checkout.
4.9/5 in the App Store
¹Klarna's Pay in 3/Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Ts&Cs and late fees apply. Learn more.
²Borrowing more than you can afford, or paying late, may make it harder to get credit in the future. Credit subject to status. 18+. UK residents only. A downpayment of 10% or higher may be required. Lender: Klarna Financial Services UK Limited (nr 14290857). T&Cs apply.
Use Klarna anywhere you shop
In the Klarna app
Stay on top of your spending, find great deals and shop at your favourite stores.
Get the app
³Paying over time on Apple Pay: Loans not offered by Apple. Subject to eligibility requirements and approval. Not available in all markets, and may not be available for all types of purchases, such as subscriptions and recurring transactions. Available with Apple Pay online and in apps, on iPhone or iPad. Not available in-store. Software requirements apply. Additional terms may apply. For more eligibility and feature details, see.
⁴Klarna Card is a regulated credit product. Borrowing more than you can afford, or paying late, may make it harder to get credit. 18+, UK residents only. Subject to status. T&Cs and late fees apply. Representative APR 0.0% (variable).
Why use Klarna
Enjoy secure shopping, lightning-fast checkout, and flexible payment options that suit your budget.
Flexible payments
Pay over time with Klarna's flexible payment options, giving you more control over your budget.¹
No fees if you pay on time
Shop with confidence knowing there are no surprise fees or charges when you use Klarna.¹
Smooth checkout
Enjoy a quick, seamless checkout process that makes shopping faster and easier.
Security and buyer protection
Shop safely with Klarna's robust security features and buyer protection, ensuring peace of mind with every transaction.⁵
Loyalty cards
Add your loyalty cards to the Klarna app to never miss a point from your favourite stores.
¹Klarna’s Pay in 3/Pay in 30 days are unregulated credit agreements. Klarna Financing is regulated by the FCA. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Ts&Cs and late fees apply. Borrowing more than you can afford, or paying late, may make it harder to get credit in the future. Credit subject to status. 18+. UK residents only. A downpayment of 10% or higher may be required. Klarna Financing has a representative 21.9% APR (fixed). Representative example: 21.9% APR representative based on a loan amount of £1200 repayable over 24 months at an interest rate of 21.9% p.a. (Fixed). 23 monthly payments of £61.06 and last payment of £55.01. Total amount payable of £1,463.39. Total charge for credit £263.39. Minimum and maximum purchase amount £250 - £10,000. Lender: Klarna Financial Services UK Limited (nr 14290857). T&Cs apply.
⁵Exclusions apply. Learn more.
Shoppers love Klarna
Join 85+ million people who love to shop and pay with Klarna—rated 4.1 out of 5 on Trustpilot, with over 361,200 reviews.
“Love the app so easy to use, can track orders, view payments due and change details for payments. Easy to apply and fast response.”
Ann
“I am very much pleased with Klarna. I've used it to make a couple purchases and the process was easy both times. The app is easy to navigate and make payments. I will definitely use Klarna again in the near future.”
JS
“Klarna is my favorite go to pay in installments app. They have a variety of stores that we all love shopping on. As well as paying in store is super easy. They never disappoint, Klarna is my 1st recommendation.”
KadijahLove
Security comes as standard
Strict data protection
Pay it safe knowing that your money and data are secure from fraud.
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